Kawasaki ZX-10R Forum banner

1 - 20 of 85 Posts

·
Registered
Joined
·
2,029 Posts
Discussion Starter #1
It seems what whenever I talk about healthcare with Americans they have some pretty silly ideas about how terrible our system is here in Canada.

I recently got to use our system again after a mountain bike falling down incident resulted in my shin bashing into my big front chain ring and requiring 6 stitches to close the cut.

Anyhow, there are 3 hospitals in London, Ontario. Two have ER’s and one is called “Urgent Care” (IE, not meant for life threatening stuff). So I went to St. Joseph’s Urgent Care center to get myself looked at. Walked right in and sat down at the check in desk. Here I presented my health card (photo ID, with a health card number) and told them why I was there. After checking in I waited for about 5 minutes before seeing the triage nurse. She inspected the cut on my shin and bandaged it up a bit better (than having my gf’s shirt tied around my shin). After waiting another 5 minutes I got to see a 3rd nurse and she verified my info and emergency contacts and such.

After just under an hour I was in the exam room and the Dr came to check me out. Cleaned and flushed out the wound and gave me 6 stitches to close it up. Then I got a tetanus shot just because I don’t know how long ago my last one was. All told I was in and out in just under two hours and I didn’t have to pay a dime.
 

·
Registered
Joined
·
1,721 Posts
Waaay different from my last hospital experience! I was having a heart attack and was in the ER. Docs/nurses scrambling around working on me...I was rather delerious and panicked. They had just given me a Nitro tablet when a young lady stuck her face right in mine and said, " Mr. G, your E/R copay is $250....can you pay that now?!!!!! I told her, "Wait'll I'm dead, and just take my wallet!" I subsequently found out this is a common practice. Welcome to American Health Care at it's finest!!:headshake
 

·
MIA Post Whore
Joined
·
8,727 Posts
It seems what whenever I talk about healthcare with Americans they have some pretty silly ideas about how terrible our system is here in Canada.
There was a thread here a few months ago that discussed it pretty well. It was nice getting to hear actrual examples and experiences.

I presented my health card (photo ID, with a health card number)
Nope...our system won't be requiring a photo card. Too much "inconvenience" on lower income people. We can't even require photo ID for voting w/o the administration filing suite against the state requiring it.
 

·
Registered
Joined
·
1,938 Posts
When you're laying on your death bed from some type of curable but very expensive illness, the government will probably chose not to help you out. Stitches are really not that expensive. I'm just glad I have a private insurance company and not letting the government chose what is right for me. The government already controls my every other move I would assume have my choice in healthcare.
 

·
Registered
Joined
·
2,029 Posts
Discussion Starter #5 (Edited)
When you're laying on your death bed from some type of curable but very expensive illness, the government will probably chose not to help you out. Stitches are really not that expensive. I'm just glad I have a private insurance company and not letting the government chose what is right for me. The government already controls my every other move I would assume have my choice in healthcare.
It's in the government's best interest to have a healthy population. It's in the insurance company's best interest to not pay your claim and turn a profit. For the most part the only time something like that comes up is if there simply aren't resources to help you. For critical or emergency care, the Canadian systme works very well. Its for things that are less critical where we have problems. If you need knee surgery, but you can get by with it as is... it'll probably take a while to get it fixed. My Uncle just had his 2nd knee replacement and went to Buffalo to get it done.

That's what I think the biggest flaw is with the current American system.

I broke my collarbone into 4 pieces 3 years ago. Broke it on Sunday, in and out of ER in 3 hours. Sheduled an appt with my family Dr on Monday, saw him, he referred me to an ortho surgeon at a hospital 15 miles away. Left my family Dr's office and drove right to the hospital and had a consult with the ortho surgeon. Surgery scheduled for Wednesday aft. No issues. Stayed over night for observation. Checked out Thursday morning. I had to pay $22 for a sling.

A few months ago I fell off my road bike (bicycle) and had some deep tissue and bone bruising. Went to Fowler Kennedy Sports Medicine Clinic at The University of Western Ontario. Aguably one of the best sports medicine clinics in North America. Called on a Monday, got an appt for Wednesday. Got a consult with two specialist Drs, they gave me some advice, off I went. Again didn't cost me a dime.

How much does your health insurance cost?
 

·
Does not drive into smoke
Joined
·
2,156 Posts
I'm just glad I have a private insurance company and not letting the government chose what is right for me.
None of them is right for you. They are all trying to screw you. But yea, at least you have a choice which one will do the deed.. :lol:
 

·
Registered
Joined
·
1,938 Posts
It's in the government's best interest to have a healthy population. It's in the insurance company's best interest to not pay your claim and turn a profit. For the most part the only time something like that comes up is if there simply aren't resources to help you. For critical or emergency care, the Canadian systme works very well. Its for things that are less critical where we have problems. If you need knee surgery, but you can get by with it as is... it'll probably take a while to get it fixed. My Uncle just had his 2nd knee replacement and went to Buffalo to get it done.

That's what I think the biggest flaw is with the current American system.

I broke my collarbone into 4 pieces 3 years ago. Broke it on Sunday, in and out of ER in 3 hours. Sheduled an appt with my family Dr on Monday, saw him, he referred me to an ortho surgeon at a hospital 15 miles away. Left my family Dr's office and drove right to the hospital and had a consult with the ortho surgeon. Surgery scheduled for Wednesday aft. No issues. Stayed over night for observation. Checked out Thursday morning. I had to pay $22 for a sling.

A few months ago I fell off my road bike (bicycle) and had some deep tissue and bone bruising. Went to Fowler Kennedy Sports Medicine Clinic at The University of Western Ontario. Aguably one of the best sports medicine clinics in North America. Called on a Monday, got an appt for Wednesday. Got a consult with two specialist Drs, they gave me some advice, off I went. Again didn't cost me a dime.

How much does your health insurance cost?
I am pretty happy with my medical insurance, I dont have a family so of course it is cheaper but I pay $14 a month ($7 per pay period) for full medical (no co-pay) and vision and dental are paid in full by my company along with $750K life insurance policy. My company uses Anthem Blue Cross Blue Shield for med and Delta Dental Plus Premier for dental also no co-pay.
 

·
Supercharged Mod
Joined
·
4,392 Posts
When you're laying on your death bed from some type of curable but very expensive illness, the government will probably chose not to help you out. Stitches are really not that expensive. I'm just glad I have a private insurance company and not letting the government chose what is right for me. The government already controls my every other move I would assume have my choice in healthcare.
This is EXACTLY the sort of misinformation that caboose is talking about.

I'm glad I have qualified doctors who DON'T have the profit motive of private business available to decide what treatment is best.

The government does not "choose what is right". The doctors do. The suggestion that the government will "choose not to help you out" is absurd, it does not happen that way. A business that is trying to make a profit is far more likely to "choose not to help you out" ...

I will grant that our system is not perfect and there are certain medical conditions that OHIP will not pay treatment for - I believe that autism is one such example, rightly or wrongly. Also, OHIP does not pay for prescription drugs, anything to do with dental, or anything to do with prescription eyeglasses.

But for the vast majority of situations that the normal everyday person will encounter during their life, the system works.
 

·
MIA Post Whore
Joined
·
8,727 Posts
I am pretty happy with my medical insurance, I dont have a family so of course it is cheaper but I pay $14 a month ($7 per pay period) for full medical (no co-pay) and vision and dental are paid in full by my company along with $750K life insurance policy. My company uses Anthem Blue Cross Blue Shield for med and Delta Dental Plus Premier for dental also no co-pay.

Congrats...you (and your employer) are about to be taxed on that cadillac coverage. Wonder how long your employer will continue to offer it? Sucks this type of insurance is be discouraged. Everyone most have equally sucky coverage to make things "fair".
 

·
Registered
Joined
·
1,721 Posts
I am pretty happy with my medical insurance, I dont have a family so of course it is cheaper but I pay $14 a month ($7 per pay period) for full medical (no co-pay) and vision and dental are paid in full by my company along with $750K life insurance policy. My company uses Anthem Blue Cross Blue Shield for med and Delta Dental Plus Premier for dental also no co-pay.
I'm single, retired and with Blue Cross.....Mine's only $650/month!! Woo Hoo!! My brother just dropped his....$600/month with BC. You're ska-rooed unless you work for the government or a large company with group rates. Hell, even my brother's BC agent doesn't have insurance because of the cost.....no lie!! How ironic!:headshake
 

·
MIA Post Whore
Joined
·
8,727 Posts
But for the vast majority of situations that the normal everyday person will encounter during their life, the system works.
There's the problem. One size fits all coverage. What about all those that fall outside, "normal everyday person"? Is it ok for them to do w/o? Is it any more ok for these people to not have treatment than it is for those in America that fall through the gaps?
 

·
Supercharged Mod
Joined
·
4,392 Posts
Don't make the mistake of assuming that the Canadian system is "free". It's paid for through income tax. 'Course, that automatically means that those with the ability to pay more, do so, and those who don't have much income, pay less.
 

·
Supercharged Mod
Joined
·
4,392 Posts
There's the problem. One size fits all coverage. What about all those that fall outside, "normal everyday person"? Is it ok for them to do w/o? Is it any more ok for these people to not have treatment than it is for those in America that fall through the gaps?
Name such a situation and I will attempt to explain how it is handled here.

EVERYONE who is a Canadian resident is covered under the system. There is no person who "falls through the gaps". It is true that the system does not cover all illnesses. For example, if you have autism, it does not pay for the treatment of that disease. But if you have autism and you break your collarbone, your collarbone will get fixed up just like they would for anyone else, and if you have autism and you have a heart attack, they will treat the heart attack just like they would for anyone else.
 

·
Registered
Joined
·
1,938 Posts
Congrats...you (and your employer) are about to be taxed on that cadillac coverage. Wonder how long your employer will continue to offer it? Sucks this type of insurance is be discouraged. Everyone most have equally sucky coverage to make things "fair".

I am not sure, I work for a fortune 500 company that has been around since the mid 1800's, The railroad is a beautiful buisness to work for and secure. When it falls the nation will come to a stand still.
 

·
MIA Post Whore
Joined
·
8,727 Posts
You're ska-rooed unless you work for the government or a large company with group rates.
I disagree from my own personal experience. the best coverage i've had was when working for a mom and pop shop. :dontknow:

Still, IMO (cause we all have one) I belive the answer is to open up interstate competition and get rid of the insurance commissioners that hand pick who gets to be in the market. I want more competitition. I'd rather pay a private company than have the same amount taken to go to the feds. We KNOW how efficent the feds are. Remember the cost of hammers and tolet seats the feds paid for not so long ago? The government has proven time and again they can't run crap efficiently.
 

·
Registered
Joined
·
1,938 Posts
This is EXACTLY the sort of misinformation that caboose is talking about.

I'm glad I have qualified doctors who DON'T have the profit motive of private business available to decide what treatment is best.

The government does not "choose what is right". The doctors do. The suggestion that the government will "choose not to help you out" is absurd, it does not happen that way. A business that is trying to make a profit is far more likely to "choose not to help you out" ...

I will grant that our system is not perfect and there are certain medical conditions that OHIP will not pay treatment for - I believe that autism is one such example, rightly or wrongly. Also, OHIP does not pay for prescription drugs, anything to do with dental, or anything to do with prescription eyeglasses.

But for the vast majority of situations that the normal everyday person will encounter during their life, the system works.

You have to remember our governments are different, your system may not be (perfect) our's just plain wont work, can you name something the current american government has done that has worked?
 

·
Registered
Joined
·
1,606 Posts
I'm sitting in a Alberta Canada doctors office right now. It's kinda funny this thread came up. I am waiting for my doctor to examine my hand that was smashed on my dirt bike. I expect to pay nothing

With that said, I pay 35% of my wages to the government for this "privilege". So I'm not going to say there is one right or wrong answer to the question.

I also have a friend who is waiting in line for cancer surgery. She was told that the cancer is very aggressive and without treatment she will die. There is still no word on when her treatment will begin.

So, I'll let people make up their own minds.
 

·
Supercharged Mod
Joined
·
4,392 Posts
^ Waiting times for treatment are the biggest issues we have here. I wish your friend the best of luck with this.
 

·
Registered
Joined
·
1,035 Posts
Health care aint "free". Its a service just like getting your car fixed or your roof replaced. Somebody has to work to provide you those services. That means somebody has to PAY for the work being done.
Its quite simple really -- do you think we should all share the costs of taking care of each other, or is it every man for himself?
Personally, I think socialism sucks, because it rewards unproductive behavior. Seriously why work? if I dont have a job, and pump out 10 kids with 10 different hoes, I get rewarded with free goods and services. Better yet, the less I make and the more kids I have, the more I get for free!!
Who cares if I get hurt, Im hugely fat, smoke 2 packs a day, etc. My health care service is free! Where is the incentive to better yourself? To give a sh1t???
 

·
Supercharged Mod
Joined
·
4,392 Posts
There's another myth. Centralized health care is not "socialism". And if having a centralized health care system is what you call "socialism" then I'll take it. The USA is the only country in the industrialized world that does not have a centralized health care system.

As for the health of its citizens overall ... by most measures, Canadians on the whole are healthier than Americans. Here is but one: http://en.wikipedia.org/wiki/List_of_countries_by_life_expectancy
 
1 - 20 of 85 Posts
Top