So I think I have decided to claim my accident on insurance, the amount insurance will pay out will outweigh the increased premium, since it will only go towards my car insurance not motorcycle (odd I know). I'm trying to see if you guys have any experience with how much all of these parts would cost new and labor to reinstall. The bike is an 08. Basically, all the bodywork is trashed, except for one side of the tail, the undertail, and some other small misc. pieces. The air duct is trashed, as is the bracket/stay that holds the mirrors. One mirror is gone. The headlight is split in half in the middle. Bent clip-on, damaged brake levers but not broken. Ground down the two small case covers on the right side and the heads on some of their bolts (ie- much more labor to replace). My full Hindle system is scrap now too other than the header pipes. Also, the thin aluminum rear section of the subframe seems tweaked. Basically, the bike is perfect mechanically: subframe, frame, forks, motor (mechanically), radiator, all brakes, and gas tank are more or less untouched. Will they total this bike? In my mind I think I could have anywhere from 3k-5k in parts and labor... anybody have any thoughts on this as far as how much the cost would be to rebuild? I actually plan to part the bike out after getting the insurance check, but I'm curious if the bike would be totalled or still have a clean title and everything... hoping to actually end up with close to the bike's value and be able to get a new bike next spring.