This may be a re-post, but I am a sharing kind of guy.
An Italian walked into a bank in New York City and
asked for the loan officer. He told the loan officer
that he was going to Italy on business for two weeks
and needed to borrow $5,000 although he was not a
depositor of the bank.
The bank officer told him that the bank would need
some form of security for the loan, so the Italian
handed over the keys to a new Ferrari. The car was
parked on the street in front of the bank. The
Italian produced the title and everything checked
out. The loan officer agreed to hold the car as
collateral for the loan and apologized for having to
charge 12% interest. The Italian said, "No problema."
Later, the bank's president and its officers all
enjoyed a good laugh at the Italian for using a
$250,000 Ferrari as collateral for a $5,000 loan.
An employee of the bank then drove the Ferrari into the
bank's underground garage and parked it.
Two weeks later the Italian returned, repaid the $5,000
and the interest of $23.07. The loan officer
said, "Sir, we are very happy to have had your
business, and this transaction has worked out very
nicely, but we are a little puzzled. While you were
away, we checked you out and found that you are a
multimillionaire. What puzzles us is, why would you
bother to borrow $5,000?"
The Italian replied: "Minga! Where else in New York City
can I parka my car for two weeks for only $23.07 and
expect it to be there a'when I returna?"