thanks for the input
Curiosity got the better of me! I drained the oil with less than 10 miles on it. More metal and very dark. Pulled the lower timing chain cover looked good, pulled the starter cover-looked good, pulled the clutch looked good-one metal disk had very light pitting, pulled the oil pan-small metal particles-tranny gears and drum looked good, oil pick-up screen had large amounts of metal in it, tomorrow I hope to pull the generator and the valve cover. I suspect the problem is in the valve train. It is an 05 so the generator should check out fine.
BTW- I can post pics, but my wife would have to do it-cuz I'm lame on the computer. They all look like chrome flakes-very thin, jagged edges, about 1/16 in dia., and are magnetic.