How To Be Insured During Trackdays ? - Kawasaki ZX-10R.net
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post #1 of 11 Old 01-15-2008, 05:47 PM Thread Starter
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How To Be Insured During Trackdays ?

I woud like to be insured during trackdays. i would like to be personaly insured not my bike for medicals and also salary and injurys. do you have insurance? if so please let me know who to contact. thanks
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post #2 of 11 Old 01-15-2008, 05:57 PM
 
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If you have comprehensive coverage on your bike, you are covered at the track. Check with your current insurer for details. The only other insurance, which you need to verify with your insurer is LifeFilght (helicopter). If your insurance doesn't cover the ride it will cost you about $10k if something happens.
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post #3 of 11 Old 01-15-2008, 06:07 PM Thread Starter
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If you have comprehensive coverage on your bike, you are covered at the track. Check with your current insurer for details. The only other insurance, which you need to verify with your insurer is LifeFilght (helicopter). If your insurance doesn't cover the ride it will cost you about $10k if something happens.
i dont have no coverage cause my bikes are trackbikes only and i am canadian and if i was insured i would zero coverage on any track.
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post #4 of 11 Old 01-15-2008, 06:14 PM
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Quote:
Originally Posted by livharder View Post
I woud like to be insured during trackdays. i would like to be personaly insured not my bike for medicals and also salary and injurys. do you have insurance? if so please let me know who to contact. thanks
I sware I thought the title said "injured" at first

JK
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post #5 of 11 Old 01-15-2008, 06:43 PM
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i dont have no coverage cause my bikes are trackbikes only and i am canadian and if i was insured i would zero coverage on any track.



WTF are you talking about? Of course you do not have coverage on the bikes if they are non registered track bikes but I believe there are a few companies that can hook you up for track bikes. I just accept the fact that if it gets totalled it is my own problem and that's why I went with a track bike that wouldn't break the bank. Try Cherrypickerracing.com, mostly Canadian racers on that site. Ask your question on that site. As for medical you are covered. I doesn't matter if you broke your neck racing two wheeled missiles or fell helping some old lady cross the street.
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post #6 of 11 Old 01-15-2008, 06:59 PM Thread Starter
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WTF are you talking about? Of course you do not have coverage on the bikes if they are non registered track bikes but I believe there are a few companies that can hook you up for track bikes. I just accept the fact that if it gets totalled it is my own problem and that's why I went with a track bike that wouldn't break the bank. Try Cherrypickerracing.com, mostly Canadian racers on that site. Ask your question on that site. As for medical you are covered. I doesn't matter if you broke your neck racing two wheeled missiles or fell helping some old lady cross the street.
i've been trying for 10 years to get this kind of coverage and in canada it's almost impossible, i use to race in ontario at shannonville and know many racers there and asked around a lot, but when asked to clearly state that i was covered for trackdays it caused some problems. that's why i'm searching in the usa, i think i will be able to find what i need in the states.
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post #7 of 11 Old 01-15-2008, 07:02 PM Thread Starter
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WTF are you talking about? Of course you do not have coverage on the bikes if they are non registered track bikes but I believe there are a few companies that can hook you up for track bikes. I just accept the fact that if it gets totalled it is my own problem and that's why I went with a track bike that wouldn't break the bank. Try Cherrypickerracing.com, mostly Canadian racers on that site. Ask your question on that site. As for medical you are covered. I doesn't matter if you broke your neck racing two wheeled missiles or fell helping some old lady cross the street.
by the way the coverage i want is in case of permanent injury and salary not canadian medical, i know i'm covered for medical in canada.
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post #8 of 11 Old 01-15-2008, 07:47 PM
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Health insurance should cover you (assuming this is an occasional thing and not something you do as a profession), but anything else would be very doubtfull.

I know my life, disability and motorcycle insurance do not cover anything beyond street riding.

Dress for the slide & not the ride
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post #9 of 11 Old 01-16-2008, 04:01 AM
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I believe you would have to carry some sort of disablilty insurance. I carry a short term disability policy in case something happens. I also have long term disability through my med insurance.

State Farm here in the states will cover you at a trackday. I don't know how that would work with you being from Canada....

If you're not living on the edge, your taking up too much space!
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post #10 of 11 Old 01-18-2008, 11:51 PM
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I am pretty sure that you can get them cover you as long as you dont say you are "Racing." Saw a similar thing happen at a car event where a guy in a brand new bimmer hit the wall and ended up getting covered by explaining that he was doing "driver education."
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