4k for insurance! - Kawasaki ZX-10R.net
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post #1 of 48 Old 01-23-2017, 06:50 PM Thread Starter
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4k for insurance!

So I am toying with the idea of a new motorcycle. The new ZX10RR or the ZX14. Went to progressive to see how much for full coverage insurance and both bikes were a little over 4k per year! My driving record is decent and I've been riding all my life. Good lord!

I DON"T HAZ ANY SNYDER PROBLEMS
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post #2 of 48 Old 01-23-2017, 06:51 PM
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Originally Posted by MrMoto73 View Post
So I am toying with the idea of a new motorcycle. The new ZX10RR or the ZX14. Went to progressive to see how much for full coverage insurance and both bikes were a little over 4k per year! My driving record is decent and I've been riding all my life. Good lord!

Progressive sucks for bike insurance. For the most part. Shop around. My wife works for progressive and we don't use them for insurance at all.

I may not be perfect, but at least I don't ride a Suzuki.



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post #3 of 48 Old 01-23-2017, 07:04 PM Thread Starter
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Progressive sucks for bike insurance. For the most part. Shop around. My wife works for progressive and we don't use them for insurance at all.
They are partnered with USAA, my primary insurance so I am supposed to have a cheaper rate. HA! Checked some others and they are just about the same.

Part of the reason is apparently I live in a high vehicle theft area. Number 7 in the nation for number of bike thefts.

No new ride for me.

I DON"T HAZ ANY SNYDER PROBLEMS
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post #4 of 48 Old 01-23-2017, 07:23 PM
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State Farm.

Best rates out of anyone I can find. The big 4 1000cc are cheaper to insure than 1200cc Harley's. The only thing is you have to insure everything under them, they wouldn't insure a bike on its own, had to bring the cars.
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post #5 of 48 Old 01-23-2017, 07:38 PM
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I have my Gen 4 ZX-10R and Kymco 125 pit bike both insured for $478/yr through Progressive. The funny thing is the ZX-10R quote alone was $530...the multi-bike discount was higher than the super low rate of the scooter causing both to be insured for cheaper than just 1.

I had GEICO but they wanted $700+. I have to stick with GEICO on my cars until my son is off our policy because we had accident forgiveness when he totaled his car last year.

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post #6 of 48 Old 01-23-2017, 07:51 PM
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They are partnered with USAA, my primary insurance so I am supposed to have a cheaper rate. HA! Checked some others and they are just about the same.

Part of the reason is apparently I live in a high vehicle theft area. Number 7 in the nation for number of bike thefts.

No new ride for me.
Check with Dairyland.
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post #7 of 48 Old 01-23-2017, 08:50 PM
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Experienced the same thing. Was looking at buying a low mileage '15 and comp coverage through progressive was $3800/yr. Called around and other rates were similar. Honestly, issurance is the only thing that has and will prevent me from buying a new bike. How can anyone justify these rates!? I'm with you bro!
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post #8 of 48 Old 01-23-2017, 09:00 PM
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Sounds like sometimes it's good to be old like us in the Honez household lol.


Keep searching around though, I'm sure you'll find something better than that!

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post #9 of 48 Old 01-23-2017, 10:24 PM
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That's nuts Moto!my bike is insured for $32000 and cost me $105 per month or $1260 yearly!Im clean with no claims or license cancellation in 39 years!try a insurance company that focus on people's passions like special bikes(ZX10RR,CBR1000RRSP or like mine that you tip a Sh.tload into)!there must be someone to help you without that b.s price!just remember age has a bit to do with it because I'm a old sunny Sunday hack that does stuff all mileage
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post #10 of 48 Old 01-24-2017, 07:20 AM
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I pay $60 per month just for comprehensive (fire, theft, flood, vandalism) and the liability with UM coverage. The insurance companies want $3500 per year for full coverage on my zx10. Obviously I am not going to pay that when after three-four years of coverage i could have another bike.

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